【實用財經app】Auto Financing - Amazing Guide|最夯免費app-綠色工廠好玩App

Money for a Car: A Guide to Auto Financing

In a car buying deal, nobody wants to be the dumb buyer. You have to be smart or you end up losing more money than you ought to. ‘Ought’ because you do have to pay for the car and ‘ought’ because there’s just no way of avoiding it. However, that doesn’t mean that you should pay an outrageously high price.

Because not everyone has the necessary cash in hand to pay for a car right then and there after a deal is closed. Unless, of course, you’re Bill Gates. Then again, why would business genius Bill Gates pay cash for a car when he could probably pay less for it on a loan? You see, THAT’S the key to playing smart.

It is a very common scheme among car buyers to first get money in order to buy a new car. The term is called “auto financing” and it simply means how you pay for a vehicle. You can finance a car by taking out an auto loan to own a car, in which case, you have two options: You either use the money from the loan to buy the car, or use it for lease.

Later on, we’ll discuss the topic of the advantages and disadvantages of buying or leasing a car, but first, let’s talk about auto financing, in the general sense.

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