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Visit http://bkhelpnow.com. Some firms file a lot of Chapter 7 cases but seem to not explain or offer their clients the option of a Chapter 13 bankruptcy, which can help you bring pastdue mortgage payments current, "strip off" unsecured second mortgages, pay pastdue taxes and child support/alimony, stop lawsuits, etc. Chapter 13 is also very helpful for people who make too much money to qualify for a Chapter 7 or too many assets that they might lose in a Chapter 7 case. I have met with many people who met with one of the attorneys who only do Chapter 7 and who had not been advised of the advantages of filing a Chapter 13. Fortunately, I could still help those people keep their homes and reorganize their debts. Others have come to me after they filed a Chapter 7 through one of these "Chapter 7 only firms" and it is so difficult to have to explain to them that they could have kept their home if they have been given a comprehensive consultation and been given all of their options before filing. I have offices in Ventura (805) 654-1467, Santa Barbara (805) 202-4688, Bakersfield (661) 631-0252, and Woodland Hills (818) 880-8305. If you prefer, you can contact me by email at salehilaw@aol.com or through my website at www.bkhelpnow.com. I represent debtors exclusively in Consumer and Small Business Bankruptcies, and have represented 1000's of clients since 1991. There are very few people that I cannot help with either a Chapter 7 or Chapter 13 bankruptcy. Bankruptcy us not a bad word. It is a very helpful process to get your financial life back on track.The call is free. The consultation is free. you will always meet with me, never a paralegal or other assistant. Most of my work is done on a "flat fee" basis and you will receive a written fee quote before you leave my office.Credit card debt, foreclosure and mounting medical bills due to layoffs illness and even death puts undue stress on the lives of many California families. Feeling out of control, helpless, guilty and scared is common but it doesn't have to be. Although filing for bankruptcy can be a scary thought, it is the last alternative for many people looking for a way out of their situation.

I would like to formally introduce myself, my name is Susan J, Salehi and I am a Chapter 7, Chapter 11, and Chapter 13 bankruptcy attorney, providing services to everyone who lives in Ventura, Oxnard, Camarillo and surrounding areas. For many years, I have specialized in working with clients that are undergoing serious bankruptcy issues.

Part of my job is to reassure clients that bankruptcy is not as serious as it sounds and that everything is going to be okay. Unfortunately, bad times do come, even to people who have good financial discipline and there are many reasons why you may be in a serious financial crisis. Regardless of the reason, the important thing to remember is that you are not alone in your struggle with bankruptcy. There are other people out there, just like you who are going through bankruptcies. And it's not your past that defines you. The days ahead will determine who you are as a person.