【實用財經app】Car Loan Payment Calculator|最夯免費app-綠色工廠好玩App

The Car Loan Payment Calculator turns you into a master negotiator when shopping for a car, truck, or RV by quickly and easily calculating a monthly loan payment or an affordable purchase price on location with your mobile device. This will work for any automobile or motor vehicle.

The app can be moved to the SD card.

SAFE - We DO NOT collect any personal information with this app. It only requests the minimum permissions necessary to perform its functions.

At the start screen, you simply choose what you want to calculate:

1. Monthly Loan Payment if buying from a Dealer.

2. Monthly Loan Payment if buying from an Individual.

3. The Price of a Car/Truck/RV that you can afford based on the monthly payment of your choice.

You then simply enter the required information (e.g., price, interest rate, term of loan), plus any optional information (e.g., trade-in, sales tax rate, rebate, loan payoff, etc.), and then press the calculate button.

The free version will also display ads at the top of each screen.

3 main options are available to the user from the start screen:

1. Calculate a Monthly Loan Payment if buying from a Dealer. This option offers allows the user to input all items that a dealer finance manager would input into their system to calculate a monthly loan payment.

User can enter:

1. Price of Car/Truck/RV (required)

2. Trade-In Value (optional)

3. Instant Cash Rebate (optional)

4. Down Payment (optional)

5. Dealer Fees (optional)

6. Miscellaneous - extended warranty, dealer add-ons, etc. (optional)

7. Sales Tax Rate (optional)

8. Interest Rate (required)

9. Loan Payoff (optional)

10. Term of Loan in months (required)

You can also select whether to apply sales tax to the trade-in and/or rebate. You may also choose whether to finance the total sales tax (i.e., include it in the loan).

The app then calculates the monthly loan payment of the car based on the information above. It will also display the total amount financed and the total sales tax.

2. Calculate a Monthly Loan Payment if buying from an Individual. This is the simplified version.

User can enter:

1. Price of Car/Truck/RV (required)

2. Down Payment (optional)

3. Sales Tax Rate (optional) - used only for informational purposes.

4. Interest Rate (required)

5. Term of Loan in months (required)

The app then calculates the monthly loan payment of the car based on the information above.

3. Calculate the Affordable Purchase Price of a car based on the monthly loan payment interest rate, term of loan and any other optional information.

User can enter:

1. Monthly Payment of Car/Truck/RV (required)

2. Trade-In Value (optional)

3. Down Payment (optional)

4. Dealer Fees (optional)

5. Miscellaneous - extended warranty, dealer add-ons, etc. (optional)

6. Sales Tax Rate (optional)

7. Interest Rate (required)

8. Loan Payoff (optional)

9. Term of Loan in months (required)

You can also select whether to apply sales tax to the trade-in. You may also choose whether to finance the total sales tax (i.e., include it in the loan).

The app then calculates the affordable purchase price of the car based on the information above. It will also display the total amount financed and the total sales tax.