【實用財經app】CardValet|最夯免費app-綠色工廠好玩App

CardValetTM -- A Debit Card Management and Fraud Mitigation Tool for Cardholders

CardValet gives you the ability to actively manage your debit card usage by defining when, where and how your debit card is used.

CardValet is ideal for debit cardholders who want to proactively manage their debit card accounts through their smart phone. The financial management capabilities of CardValet enable you to:

• Monitor and control debit card transactions

• Manage and review debit card usage for your dependents

• Enforce spending policy compliance for transactions on business cards

Getting started is easy. Simply download the CardValet app to your mobile device then customize usage settings and alert preferences.

Usage Control Capabilities

CardValet can report or restrict PIN and signature transactions performed by debit cards, enabling you to manage, track, and report specific types of transactions and quickly detect unauthorized activity. You can customize your experience by choosing from a variety of options.

Card Usage Controls

• Spending limits can be established to allow transactions up to a certain dollar value and decline transactions when amounts exceed pre-defined thresholds

• Transactions can be monitored or controlled for specific merchant categories such as gas, hotel, travel, restaurants and groceries

Card On/Off Setting

• When the card is “on,” transactions are allowed in accordance with your usage control settings

• When the card is “off,” no purchases or withdrawals are approved until the card is subsequently turned back “on.” This control can be used to disable a lost or stolen card

Location-Based Controls

• The My Location control can restrict transactions to merchants located within a certain range of your location (using the phone’s GPS); transactions requested outside of the specified range can be declined

• The My Region control uses city, state, country or zip code on an expandable interactive map; transactions requested by merchants outside of a specific region can be declined

Alerts

Alerts can also be set up to inform you of specific types of transactions. CardValet can send an alert when a card is used, when a transaction is approved and exceeds any of the permitted use policies, or when a card transaction has been attempted but is declined. The alert is sent in real time, immediately after the transaction has taken place or has been declined.

Additional Capabilities

In addition to control and alert features, CardValet enables you to conduct card-related mobile transactions wherever you are, any time of the day. Supported transactions include:

• Real-time balance inquiries

• Locating ATMs

Key Benefits

For Cardholders:

• You can actively manage your money and take charge of your card usage

• Parents can remotely control and monitor their children’s spend