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Credit Scores App - Daily Monitoring of Credit Reports 24/7 Online Access to Credit Score.

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Credit Scores App gives you access to all of your financial information - mortgages, bank accounts, bills, loans, credit cards and, of course, your scores. See your Free Score Instantly. Check your Credit Free.

Have you ever wondered how some people can easily and effortlessly waltz into a bank and walk out with a home loan, car loan, or line of credit, while others get rejected time after time?

Have you ever been puzzled at the complex science behind credit scoring? It is a somewhat confusing and mind-numbing mix of numbers, ratios, and complex algorithms used by our lenders these days to supposedly calculate your risk as a borrower.

Are you tired of feeling confused at the lingo that so many lenders throw around as if you knew what they were saying as they turn you down for having insufficient credit scores?

You are about to discover the simple credit scoring secrets that lenders use to help evaluate your risk as a borrower.

I will pull apart the few components of a credit score for you so that by the end of this, you will be able to better understand exactly what you must pay attention to with regards to your own credit, so that you can become and maintain status as an "A" borrower forever more.

What is a Credit Score?

A credit score is a number that lenders use to estimate their risk if they should choose to lend you money.

How are Credit Scores Calculated?

The three major credit reporting agencies don't necessarily use the same scoring. So don't be surprised when you see 3 different credit agencies come up with 3 slightly different scores.

Your credit score is a number generated by a mathematical formula based on the information and data in your credit report. Your information is further compared to millions of other people's information and data.

Total credit protection all in one place from credit alerts, credit reports and credit scores. Get your free credit score today from Credit Scores App on Android.