【實用財經app】EGALITE-Agent Banking Solution|最夯免費app-綠色工廠好玩App

There still are over 2.5 billion people who have not accessed facilities that banks offer, according to an infographic published by The World Bank. With great prospects and sizable returns, Financial Inclusion or as we like to call it, ‘Touching the unbanked’ is the Holy Grail of financial institutions. As things stand, banks in emerging economies are comfortable catering to the burgeoning middle class existing around their established retail infrastructures in urban vicinities. It is perhaps not feasible to establish a traditional brick and mortar banking infrastructure in remote areas delivering products and services consistently for the obvious reason of cost effectiveness. Hence, it is not surprising that banks have not yet responded decisively to the low value - high volume transactional unbanked population in the remote environs. But the norm is slowly shifting. There is a cost effective solution to this problem and it is known as “Agency Banking”.

Egalite being a Agent Banking solution to serve/reach people who have not accessed facilities that bank offer at lowest cost and It is designed to benefit the last layer of the value chain i.e the agent network and the end customer.