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Our History

Forest Area Federal Credit Union was organized on September 19, 1983. The original office of the credit union was located at Larr’s Sporting Goods in Fife Lake, MI, until such time that an alternate location could be found. At the end of the first month of business, Forest Area FCU had a total asset size of $4,049.42 and expenses for the month of $10.00. At the end of 1983, just a few months later, assets had risen to $105,320.89! Serving a membership of just 147 people, total expenses for 1983 were $286.36, while net income was $615.92. In January 1985, the office was moved to the original bank building in Fife Lake next to Kimball’s Market. In December 1993, the office was moved once again, this time to its current location at 638 Boyd St. in Fife Lake. We opened our first branch office in Kalkaska, Michigan in 1987, to be followed 10 years later in 1997 by our Kingsley location (then moved to the East end of town in 2006). Our Manton branch was added in 2001. Since those humble beginnings of 1983, Forest Area FCU now stands at the asset size and membership size seen in the box below. Thank you all for your part in our wonderful success!