【實用財經app】Free Credit Reports - Reviews|最夯免費app

SCAM ALERT: The Truth about Free Credit Reports

*“Get your free credit reports!”

*“Free credit reports from all three credit reporting agencies!”

*“Three credit reports in one!”

Sound familiar? It is true that you can get a copy of your free credit reports. But

where?

The question is: Are they really free?

Most Americans don’t know this but the US Congress has passed an amendment

to the Fair Credit Reporting Act, or FCRA for short. The law itself was passed in

2004 but the clause on free credit reports being made available to the public was

only added recently.

Basically, the amendment contains a provision that allows every citizen of the

United States to obtain one free copy of their credit report from each of the three

main credit reporting agencies – Equifax, Experian, and TransUnion.

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