【實用個人化app】JARS Money Manager|最夯免費app-綠色工廠好玩App

This is a great way and new approaching to manage your money. Have you ever known before?

Why the JARS? Do you know! Your money will be divided into six accounts which are represented six jars.

Money can be salary or any of incomes, much or little are not important!

Each jar has a corresponding percentage.

The first thing is NEC - Necessities Account - 50%. Only use for daily spending such as food, drink, transportation, shopping and all of the necessities stuff... Statistics show that 50-60% are enough for NEC. It limits your spending and helps you to use money by new way and great way.

Secondly, FFA - Financial Freedom Account - 20%.This is your golden goose. This jar is your ticket to financial freedom. The money that you put into this jar is used for investments and building your passive income streams. You never spend this money. The only time you would spend this money is once you become financially free. Even then you would only spend the returns on your investment. Never spend the principal.

Thirdly, LTSS - Long-term saving for spending Account - 10%. Money in this jar is for bigger, nice-to-have purchases. Use the money for vacations, extravagances, a plasma TV, contingency fund, your children's education etc. A small monthly contribution can go a long way. You may have more than one LTSS jar. If you have more than one LTS, divide the 10% between the jars according to your priorities.

Fourthly, EDU - Education Account - 10%. Money in this jar is meant to further your education and personal growth. An investment in yourself is a great way to use your money. You are your most valuable asset. Never forget this.

Education money can be used to purchase books, CD’s, courses or anything else that has educational value.

Fifthly, PLAY - Play Account - 5%. PLAY money is spent every month on purchases you wouldn’t normally make. The purpose of this jar is to nurture yourself. You could purchase an expensive bottle of wine at dinner, get a massage or go on a weekend getaway. Play can be anything your heart desires. You and a spouse can each receive your own play money, and not even ask what the other person spends it on!

Finally, GIVE - Give Account - 5%. Money in this jar is for giving away. Use the money for family and friends on birthdays, special occasions and holidays. You can also give away your time as opposed to giving away money. You could house sit for a neighbor, take a friend’s dog for a walk or volunteer in your community or for your favorite charity.

Hope you enjoy it very much!