【實用財經app】LoanDecisionSupport|最夯免費app

Loan Decision Support is a tool for loan contraction.It allows to calculate the monthly payment, the loanable amount or the duration, from other variables constituting a loan.More than a simple loan calculator, its major advantage lies in the possibility to vary a component of the calculation and see its effect on the variable to calculate and the cost of credit. We can now easily determine the impact of an increase of interest rate on the loanable amount and on the cost of credit, for a fixed monthly payment and a fixed duration.The result is a table and a graph that can be exported.At last, one of the criticisms often made against applications on credit is to never get the same results as the simulation made by a banker. These differences can be explained by the method chosen to deduct the monthly rate from annual rate. Loan Decision Support allows to choose the method among the both methods that exist: the proportional rate and the equivalent rate.

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