【實用財經app】Opti-Afford|最夯免費app-綠色工廠好玩App

Opti-Afford is designed to help home buyers determine the price of the home they truly afford before they start hunting for a house. By asking a few simple questions, such as the maximum down payment and total monthly house ownership cost that a home buyer feels comfortable with, Opti-Afford determines the affordable home price. The total monthly ownership cost includes mortgage, mortgage insurance (if applicable), HOA dues, home owner's insurance, and property tax.Opti-Afford helps home buyers to make wise financial decisions when buying a house. Opti-Afford is aimed at preventing home buyers from falling into the trap set buy some mortgage lenders who always encourage home buyers to stretch their budget and end up compromising their life style, while paying for an expensive house they cannot really afford.