【實用財經app】PlanMode: Financial Planning|最夯免費app-綠色工廠好玩App

PlanMode can help you answer questions like "Can I keep my lifestyle in retirement?" and quantify how much you would need for retirement and other key events.It is a real comprehensive personal financial planning app for individuals.

PlanMode provides you with a quick and easy way to prepare a financial profile and project it for lifetime. It can transform a normal profile into a retirement scenario or adverse scenarios including death or disability of either spouse. Dynamically updating financial summary including a lifetime liquid capital status bar helps you analyze the bottom line impact of each data item.

A complete set of financial statements are available for each profile. It provides you with a comprehensive analysis of retirement and other scenarios for lifetime capital needs and the amounts available for their fulfillment. In profiles where capital resources are not sufficient to satisfy capital needed for living and other expenses PlanMode provides suggestive courses of action that may fill the shortcoming.

This financial planner can be used in a variety of ways to suit your planning needs. Its flexible design helps you quickly perform any kind of what-if analysis over a short time span or prepare a complete financial profile for full life time.

PlanMode includes many features that are normally available in high-end financial planning systems, such as-

• Financial profile for a single person or both spouses’ lives

• Planning span of up to 100 years

• Retirement profile and analysis

• Disability profile and analysis

• Survivor’s profile and analysis

• Automatic cash management simulation

• Detailed annual cash flow analysis

• Customizable financial statements

• Graphs & charts for quick overview

• Scenario comparing what-if analysis

• Export info to ExecPlan, Excel or text formats

• Definable National, State & Local income taxes

• Built-in US income taxes

• Data security – it stays contained in your device

• Includes predefined product structures for-

• Retirement plans

• Mortgages

• Life Insurance

• Fixed & Variable Annuities

• Charitable Annuities

• Reverse Mortgages

PlanMode can prepare a comprehensive financial profile within minutes and project it over lifetime(s) based on the information available. It can help you determine your financial needs now and in years to come. It facilitates a platform for you to analyze your options and alternative courses of actions. It provides you with professional grade financial statements and detailed year-by-year analysis. In essence, PlanMode provides you with a financial lens through which you can see any part of a financial profile you are interested in and focus it with more details.

PlanMode can also be used as an analytic tool to quickly analyze a given financial situation to put it in perspective and analyze the options available

Income tax computations

US individual income tax computations are built-in and applied as applicable.

Non US individuals can turn this function off and activate a generalized version that allows you to define how your income tax should be computed on a national and local tax levels. The latter function is also available for US individuals for defining for items to be used in approximating State and City income taxes.

Reports

Among the reports available for select scenarios are

• Income Statement

• Balance Sheet (Net Worth Statement)

• Cashflow Statement

• Supporting Schedule

• Capital Needs Analysis

A formatted input data report is also available providing a quick review of items entered. All reports can be printed as PDF files..

PlanMode is developed and supported by a team of professionals that has been providing financial planning applications to financial services industry for over three decades.