【實用財經app】REI Visa|最夯免費app-綠色工廠好玩App

The REI Visa App gives you one-touch access to apply for and manage your REI Visa® card. If approved for instant credit, you can shop right now and earn 5% back on your REI purchases!(1)

FEATURES:

• INSTANT CREDIT: You will know within minutes if you’re approved, so you can shop right now and earn 5% back on your REI purchases.(1)

• MY REI VISA ACCOUNT: Access and manage your REI Visa card account anywhere, anytime.(2)

• SHOP REI: Quick link to your favorite outdoor gear and clothing.

CARD BENEFITS:

• 5% back at REI(1)

• 1% back on purchases everywhere else(3)

• That’s on top of your REI member refund (typically 10%)(4)

• No Annual Fee(5)

• Get an REI gift card when you apply, activate, and make a purchase with the virtual card or your new REI Visa card(6)

Only REI members are eligible to apply for the REI Visa card. Not an REI member? Get a lifetime membership for $20. See an REI sales specialist, go to REI.com or call 1-800-426-4840.

TERMS & CONDITIONS:

*Subject to instant credit approval.

(1) 5% back applies to net REI purchases (purchases minus credits and returns) including full-price and discount-price items, REI gift cards, services, fees and REI Adventures-invoiced trip payments. The 5% is added to your member refund and returned to you in your annual member dividend.

(2) You must enroll in Internet Banking to access "My REI Visa Account". Enroll at REIVISA.com

(3) 1% back applies to net non-REI purchases (purchases minus credits and returns) only. Advances, convenience checks, balance transfers, interest or finance charges and fees, credit insurance charges, or transactions to fund certain prepaid card products such as Visa Buxx® are not eligible. The 1% is added to your member refund and returned to you in your annual member dividend.

(4) 10% annual REI member refund is typical but not guaranteed. Your refund is based on eligible purchases, which exclude REI gift cards, services, fees, REI Adventures trips,

REI-Outlet.com items and discounted items. For details, see a sales specialist or visit REI.com/membership.

(5) The APR may vary, and as of 5/1/2013, the variable APR for Purchases and Balance Transfers is 10.99%–22.99% (based on your creditworthiness). The variable APR for Cash Advances is 23.99%. Cash Advance Fee: 4% of each advance amount, $5 minimum. Convenience Check fee: 3% of each check amount, $5 minimum. Cash Equivalent fee: 4% of each cash amount, $10 minimum. Balance Transfer fee: 3% of each transfer amount, $5 minimum. There is a $2 minimum interest charge where interest is due. There is no annual fee. Foreign Transaction fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. We may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

(6) Gift card offer: To receive this one-time REI gift card, you must apply for an REI Visa card, and make a purchase with your new REI Visa card within 60 days of card approval. Purchase requirement is met by purchases only; balance transfers, convenience checks, cash advances, interest charges and fees are not applicable. Six to eight weeks after that purchase, the REI gift card will be mailed to the primary applicant's address. This offer is subject to credit card approval, and your new REI Visa card account must be open to receive the REI gift card. This gift card offer is available only to new REI Visa card accounts booked through this special offer. Existing and previous REI Visa cardmembers are not eligible for this offer.

The creditor and issuer of the REI Visa card is U.S. Bank National Association pursuant to a license from Visa U.S.A. Inc.© 2013 U.S. Bank. All rights reserved. © 2013 Recreational Equipment, Inc. All rights reserved.