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mobileGullak is a digital piggy bank on your phone, which is an RBI approved Zipcash mobile wallet.

You can use this wallet (Gullak) to save “Chutta paisa” or balance change during a cash transaction. You can also use the saved cash to make payments at local grocery store, milk vendors, café and restaurants.

- When you make cash payment for purchase and don’t have exact change, instead of giving candy for remaining balance merchant can transfer the balance to your mobileGullak account. All you need to do is download the app, register and “Play ringtone”

- No need to stand in office canteen queues to make payment for meal, instead just select the merchant from phone and do a transfer. Go directly to food counter, “Play ringtone” and get your meal

- Buy grocery or milk from your neighborhood shop without going to ATM, just load the wallet using netbanking or debit card and “Play ringtone” to make payment. You can load a maximum of Rs 10,000 / month or you can increase the limit to Rs 25,000/month by sending a scan copy of your ID proof, address proof and a passport size photo to info@mobilegullak.in