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VCCFCU Remote Deposit Capture-Mobile. Deposit checks from your phone to your Van Cortlandt Cooperative Federal Credit Union account. To make a deposit, you submit a photo of the check (front and back) taken with the phone’s camera. The credit union will validate and process the deposit on the next banking day. No need to make multiple trips to the credit union or ATM. With RDC Mobile you can deposit checks from your home, office, or anywhere your business takes you; 24 hours a day, 7 days a week.