【實用財經app】iEnvelopes w/ Sync|最夯免費app-綠色工廠好玩App

Inspired by legends in the financial world such as Larry Burkette, Dave Ramsey, and Ron Blue, this is a no non-sense grandma approved way to budget your money. iEnvelopes is an Envelope Budgeting Tool that helps you take control of your money. Today's card swiping culture has gotten many people into debt. In Grandma's day, people would use cash envelopes to budget their money and they got into a lot less trouble. Here's how the system works:

1. Create a set of envelopes that represent all your bills, expenses, etc.

2. Whenever a paycheck comes in, give every dollar a name. Fill each envelope with the allotted amount of money in your budget.

3. As you spend, withdraw from each envelope. When it is gone, its gone!

4. Try to spend CASH as much as possible. There is something psychologic about spending cash that hurts more than swiping a card.

This app allows you to do all that. You create a set of envelopes, assign a budget for each envelope, fill your envelopes on payday, then spend until its gone! Then spend no more... All the things you'd do with physical envelopes back in Grandma's day.