【實用財經app】Loan Advisor Lite - Simulator|最夯免費app-綠色工廠好玩App

Lite Version of the Loan Advisor Simulator, which is available as a paid application. This free version is limited in some functionality's.---Loan Advisor is the most complete loan simulator in Apple Store. The user is even allowed to customize the application in order to place the company’s name in the header. This simulator is distinguished by a set of unique features, such as: Simulator - Main Data - Simulates constant and increasing amortization - Different schedules for payments (monthly, quarterly and semi-annual) - Indication of the nominal rate for the loan - Introduction of percent growth for increasing amortization. - Ability to display the net income in order to calculate the P&I; ratio Simulator – Optional Data - Allows the introduction of a residual value - Definition of a Grace Period - Introduction of a special amortization for a payment already present in the financial plan - New interest rate, effective as of a particular payment - Definition of Periodic Fees (at the start, monthly, yearly or at the end of the loan) Financial Plan - Lists the whole financial plan (interests, amortization, periodic payments and fees, taking into account the combinations inputted) - Calculation of the Principal and Interest to Income Ratio (P&I;) based on the Cost of Credit Vs. Net Income ratio - Able to generate and email a PDF document to any recipient Advisor - Allows the user to change a set of data, aiming at a reduction of the monthly payments - Reduction of the amount of the loan, lowering the interest rate, setting a grace period or even setting up a residual value - Immediate visualization by a graph of the changes introduced, comparing both scenarios: Loan Vs. Advisor